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01Search in Upper Saddle River, NJ

Upper Saddle River, NJ homes for sale & real estate.

Browse homes for sale in Upper Saddle River, New Jersey. An affluent, heavily wooded borough at the northern edge of Bergen County, Upper Saddle River is defined by large lots, top-ranked schools, corporate campuses, and a quiet, low-density character near the New York State line. Its housing sits at the top of the county market: large custom colonials, contemporary estates, and center-hall colonials on generous, wooded lots, on the winding roads that thread the borough from the Saddle River to the Ramsey and Saddle River borders.

Upper Saddle River is reached by West and East Saddle River Roads and Lake Street, with Route 17, Interstate 287, and the Garden State Parkway a short drive away, and by design it has no rail station and no traditional downtown - Route 17 and nearby Ramsey and Waldwick stations provide driving and rail options toward the George Washington Bridge. Prices sit near the top of the county: most homes run from about $1.1 million to $2 million, and the largest custom estates on multi-acre lots climb well past $2.5 million.

$1.55MMedian sale price
$405Median $ / sq ft
40Average DOM
9Homes for sale

Updated Spring 2026

Search Upper Saddle River listings, updated in real time.

Explore the latest homes for sale in Upper Saddle River, NJ, updated in real time so you see accurate availability and pricing across the borough's wooded estate streets and the neighborhoods near the schools and the Saddle River.

Upper Saddle River is served by the top-ranked Upper Saddle River School District and Northern Highlands Regional High School, with Valley Hospital in nearby Paramus and quick highway access toward Manhattan. Because estates in this exclusive market are limited and distinct, call 888-327-6555 for a private showing or to be alerted the moment a home hits the market.

Inventory in Upper Saddle River is limited and concentrated at the high end, so buyers often decide between an established estate on a mature, wooded lot and a newly built custom home. Knowing what you want in acreage, privacy, and finish level before you tour will save real time in a small, luxury-driven market where the right property does not come along often.

02Explore Communities & Market

Explore Upper Saddle River and nearby Bergen communities.

Upper Saddle River is an estate town rather than a place of distinct neighborhoods, so the choice here is about lot, privacy, and setting. The borough's large-lot zoning and winding, wooded roads give nearly every property real seclusion, the areas near the Bogert, Reynolds, and Cavallini schools anchor family life, and the neighborhoods along the Saddle River and the Saddle River and Ramsey borders round out a borough that is almost entirely large-lot residential. There is no traditional downtown, so daily shopping happens along Route 17 and in nearby Ramsey and Waldwick. Compare Upper Saddle River with its Saddle River Valley and Ramapo-foothill neighbors below before you choose.

Upper Saddle River's character is defined by land, schools, and a corporate presence. Incorporated in 1894 and protected by low-density zoning, the borough grew into one of the most affluent communities in New Jersey, consistently ranked among the highest-income municipalities in the state, its wooded lots threaded by the Saddle River. It pairs that residential seclusion with a notable corporate base - major company campuses have long been located in the borough - and with the top-ranked schools of the Northern Highlands regional system. The historic Hopper-Goetschius House Museum preserves the town's Dutch-colonial roots. The result is a rare combination: estate-scale living with top schools and a strong tax base near Manhattan.

Compared with its neighbors, Upper Saddle River offers large wooded lots and top schools much like Saddle River and Franklin Lakes, at a somewhat more attainable entry point than the largest Saddle River estates, while sharing the acclaimed Northern Highlands high school with Allendale and Ho-Ho-Kus. Buyers cross-shop Upper Saddle River against Saddle River and Franklin Lakes for estate-scale homes and against Ramsey and Allendale for the same regional schools with a range of prices. Its wooded privacy, top schools, and corporate tax base are the draws that set it apart.

Life, commute, and work-life balance in Upper Saddle River.

Upper Saddle River draws buyers who want space, privacy, and top schools within reach of New York City. Daily life here centers on the home, the lots, and the outdoors rather than a downtown: residents enjoy wooded seclusion and the Saddle River, drive to Route 17 or the Garden State Parkway for the commute, or use nearby Ramsey and Waldwick rail stations toward Manhattan. That blend of estate-scale living, top schools, and metropolitan access is exactly what draws executives and families up to the northern edge of the county.

The work-life balance here is private and low-key. Upper Saddle River is almost entirely large-lot residential with no commercial center by design, so shopping, dining, and services happen along Route 17 and in Ramsey and Waldwick, and life is organized around the estate, the schools, and the borough's quiet roads. For buyers coming from a city or a denser suburb, the appeal is space, seclusion, and top schools; the adjustment is a car-oriented, estate-scale lifestyle far from a walkable town.

The trade-offs are those of an affluent estate enclave. Inventory is limited and prices sit near the top of the county, the borough has no downtown, rail station, or walkability, and wooded, large lots mean substantial grounds and upkeep. Buyers who prioritize space, privacy, and top schools accept those trade-offs readily; those who want a walkable downtown or a rail commute look to Ramsey or Allendale instead. Either way, it is the land, the schools, and the privacy that keep Upper Saddle River in demand.

Search Upper Saddle River homes by price.

Jump to a price range or property type that fits your search, browse the Upper Saddle River area guide, or check current open houses. Every link below is a live page.

Browse Bergen County towns & neighborhoods.

Explore our town-by-town guides near Upper Saddle River and across Bergen County. Each guide covers local neighborhoods, schools, commute options, and current listings.

Upper Saddle River open houses.

Browse upcoming open houses in Upper Saddle River, or register for weekly alerts. Call 888-327-6555 to schedule a private showing any day of the week.

Homes for sale by property type.

Explore every type of home in and around Upper Saddle River through our Bergen County property pages: single-family homes, suburban and transit-oriented homes, townhomes and condos, new construction, 55+ active-adult communities, and multi-family investment properties.

Market trends, Early 2026

The Upper Saddle River market, by the numbers.

The median list price in Upper Saddle River, NJ is currently $1.55M, about $405 per square foot. Homes here average 40 days on market with roughly 9 active listings. Updated Spring 2026.

Upper Saddle River's market is small, exclusive, and concentrated at the top of the county. With only a limited number of estates active at once and each property distinct, well-located homes trade in their own luxury tier, and the scarcity of large wooded lots keeps values firm. Days on market run longer as buyers take time to find the right home.

$1.55MMedian sale price
$405Median $ / sq ft
40Average DOM
9Homes for sale

Updated Spring 2026

Within Upper Saddle River, the largest custom estates on prime wooded lots command the highest prices, while smaller or older homes offer the more attainable entry points. Because each property is distinct and acreage, privacy, and finish drive value, comparing specific homes matters far more here than tracking a single median. Call 888-327-6555 for a street-by-street breakdown.

Why buy a home in Upper Saddle River.

  1. Estate-scale livingUpper Saddle River is defined by large custom colonials and estates on generous, wooded lots, near the top of the Bergen County market.
  2. Top-ranked schoolsThe K-8 Upper Saddle River district and Northern Highlands Regional High School, shared with Allendale and Ho-Ho-Kus, are consistently among the top-ranked in New Jersey.
  3. Privacy and spaceA low-density estate borough near the New York State line, Upper Saddle River offers privacy and large wooded lots that denser towns cannot match.
  4. Corporate tax baseA notable corporate campus presence gives the borough a strong commercial tax base alongside its residential neighborhoods.
  5. Metro accessRoute 17, Interstate 287, the Garden State Parkway, and nearby Ramsey and Waldwick rail stations keep the George Washington Bridge and Manhattan within reach.

Amenities & community overview.

Beyond the numbers, daily life in Upper Saddle River centers on private wooded estates, the schools, and the Saddle River rather than any downtown.

  • Browse all homes for sale in Upper Saddle River or explore the wider Bergen County market.
  • Compare Upper Saddle River neighborhoods and home styles before choosing, from attainable options to its premier properties.
  • Weigh your commute: West Saddle River Road, East Saddle River Road, and Lake Street, with Route 17, Interstate 287, and the Garden State Parkway a short drive away, plus upper Saddle River has no rail station and no traditional downtown by design, but Route 17 and the nearby NJ Transit stations in Ramsey and Waldwick, plus the Garden State Parkway and Interstate 287, give residents driving and rail options toward the George Washington Bridge and Manhattan.
  • Explore the Hopper-Goetschius House Museum, the borough's corporate campuses, and its wooded, multi-acre lots, with parks, dining, and rail access nearby.
  • Call 888-327-6555 for a live, neighborhood-by-neighborhood market update in Upper Saddle River.

Upper Saddle River's appeal runs on the things that rarely fit in a listing but define the borough: the privacy of large wooded lots, top-ranked schools that anchor family life, the Saddle River winding through town, the historic Hopper-Goetschius House Museum, and a quiet, low-density setting minutes from Route 17 and the region. For buyers weighing whether Upper Saddle River fits their life rather than just their commute, a drive along its wooded roads tells the story better than any listing can.

Resources for buyers & sellers.

Local and state government, schools, healthcare, transportation, parks, and financial assistance relevant to Upper Saddle River, NJ buyers and sellers, every link verified and described below.

πŸ›οΈGovernment & Local
πŸŽ“Schools & Education
πŸ₯Healthcare & Hospitals
πŸš†Transportation
🌳Parks & Recreation
🏦Mortgage & Financial
β˜… First-time buyers, NJHMFA

First-time home buyer programs near Upper Saddle River.

First-time buyer in Upper Saddle River or Bergen County, NJ? The New Jersey Dream Homeownership Program from NJHMFA helps eligible buyers with affordable financing, down payment and closing-cost assistance, and homebuyer education. Special options are available for military members, public safety professionals, educators, and healthcare workers.

03Connect for Answers

Frequently asked questions.

What is the average home price in Upper Saddle River, NJ?

As of Summer 2026 the median list price in Upper Saddle River is about $1.55M, roughly $405 per square foot, with homes averaging around 40 days on market and only about 9 active listings - a small, luxury-driven market where prices vary widely by lot and finish. Call 888-327-6555 for a property-specific update.

Why do buyers move to Upper Saddle River?

The top reasons are space, schools, and privacy. Upper Saddle River offers large wooded estates in a quiet, low-density setting, top-ranked schools through Northern Highlands, and workable highway and rail access toward Manhattan.

How are the schools in Upper Saddle River, NJ?

Upper Saddle River runs a K-8 district with two elementary schools (Bogert and Reynolds) and Emil A. Cavallini Middle School, consistently among the top in Bergen County. Students then attend Northern Highlands Regional High School in Allendale, shared with Allendale and Ho-Ho-Kus and regularly ranked among New Jersey's best.

How is the commute from Upper Saddle River to New York City?

Upper Saddle River has no rail station and no downtown by design, but Route 17, Interstate 287, the Garden State Parkway, and nearby NJ Transit stations in Ramsey and Waldwick give residents driving and rail options toward the George Washington Bridge and Manhattan. It is a car-oriented commute.

What are the neighborhoods of Upper Saddle River?

Upper Saddle River is an estate town rather than a place of distinct neighborhoods. It is almost entirely large-lot residential - wooded estate streets throughout the borough - with the areas near the Bogert, Reynolds, and Cavallini schools anchoring family life and no commercial downtown by design.

What kinds of homes are for sale in Upper Saddle River?

Overwhelmingly large custom colonials, contemporary estates, and center-hall colonials on generous, wooded lots, with very few townhomes or smaller homes. It is one of the most estate-oriented markets in Bergen County.

How much are property taxes in Upper Saddle River, NJ?

Property taxes are based on the borough's rate and each home's assessed value; the corporate campuses contribute to the tax base. The NJ Division of Taxation resource on this page covers rates and appeals - call 888-327-6555 for figures on a specific estate.

Is the Upper Saddle River housing market competitive?

Yes, in its own luxury tier. Inventory is limited to a handful of estates at a time, and well-located homes on prime wooded lots draw strong interest, though buyers at this level take time to find the right property, so days on market run longer than in the county's lower-priced towns.

Does Upper Saddle River have a high school?

No. The borough operates the K-8 Bogert, Reynolds, and Cavallini schools; under the regional arrangement its high-school students attend Northern Highlands Regional High School in Allendale, shared with Allendale and Ho-Ho-Kus.

What is there to do in Upper Saddle River?

Life here centers on the estate, the grounds, and the outdoors rather than a downtown. The borough offers wooded seclusion and the Saddle River, the historic Hopper-Goetschius House Museum, and municipal parks, with shopping, dining, and the Saddle River County Park path a short drive away along Route 17 and in Ramsey and Waldwick.

Is Upper Saddle River a good place to live and invest?

Upper Saddle River combines estate-scale living, top-ranked schools, privacy, and a strong corporate tax base, a mix that supports durable demand at the top of the market. Results depend on the specific estate and lot, but the fundamentals that drive Upper Saddle River value are strong and well established.

What towns border Upper Saddle River?

Upper Saddle River borders Saddle River, Ramsey, Woodcliff Lake, and Montvale, with the New York State line to the north. Buyers often cross-shop Saddle River and Franklin Lakes for estate-scale homes and Ramsey and Allendale for the same regional schools with a range of prices.

Can Four Point Realty help me buy or sell a home in Upper Saddle River?

Yes. Naveen Sharma and the Four Point Realty team help buyers and sellers throughout Upper Saddle River and Bergen County with full-service representation and a listing fee starting at 1%*. Call 888-327-6555 or request a free home value estimate to start.

Why choose Four Point Realty for your search.

Buying or selling a home is one of the biggest financial decisions you will make. Four Point Realty is a trusted NJ real estate resource led by Naveen Sharma, offering current listings, strong local market knowledge, and honest insights from the first showing to the closing table. Call 888-327-6555 today.

Naveen Sharma, Broker/Owner, Four Point Realty

Naveen Sharma

Broker / Owner, 20+ years

Ready to buy? Work directly with Naveen, whether you're buying your first home, relocating, investing, or moving up to a larger house, we guide you every step of the way.

Thinking about selling? Our listing fee starts at 1%*, giving homeowners full-service representation while saving thousands in commission.

Listing fee starting at 1%*. Buyer agent compensation is separate and negotiated per transaction. Naveen Sharma is licensed in NJ & GA. Four Point Realty LLC is licensed in NJ, NY & GA.

Connect with our team β†’

Gaurav Sharma

Broker Associate & Team Lead

Broker of Record (NY). Licensed in NJ, NY & GA. Gaurav leads the Four Point Realty agent team and guides clients through pricing, negotiation, and closing, keeping every transaction smooth, transparent, and on schedule. My goal is always to help you make smart decisions by providing market insights, expert negotiation, and personalized guidance.

Gaurav Sharma, Broker Associate and Team Lead at Four Point Realty

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*Listing commission starting at 1% of the sale price; terms and conditions apply. Contact Four Point Realty for full details. Four Point Realty is licensed in New Jersey, New York and Georgia. Equal Housing Opportunity. Β© Four Point Realty LLC.

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