Four Point Realty β€” Monmouth County Page Template

01Search in Garfield, NJ

Garfield, NJ homes for sale & real estate.

Browse homes for sale in Garfield, New Jersey. A dense, diverse, and affordable small city on the Passaic River in southwestern Bergen County, Garfield offers some of the county's most attainable prices, a rich Polish and Latino heritage, and two commuter rail stations. Its housing reflects that accessibility: closely built single-family homes, a large share of two-family and multi-family houses, and some condos, on the residential blocks that spread from the Belmont Avenue corridor to the Passaic River and the Plauderville section around the northern station.

Garfield sits along the Passaic River, framed by Outwater Lane and Passaic Street, with Route 21, Route 20, and Route 80 close by, and it is served by two NJ Transit Main Line stations - Garfield and Plauderville - both running toward Secaucus Junction and Hoboken Terminal with PATH and ferry connections to Manhattan. Prices stay among the most attainable in Bergen County: smaller condos and older homes begin in the $200s to $400s, most single-family and two-family homes run from about $400,000 to $600,000, and the largest multi-family properties climb past $650,000.

$400KMedian sale price
$245Median $ / sq ft
22Average DOM
13Homes for sale

Updated Spring 2026

Search Garfield listings, updated in real time.

Explore the latest homes for sale in Garfield, NJ, updated in real time so you see accurate availability and pricing across the Belmont Avenue corridor, the Plauderville section, and the residential blocks near the Passaic River.

Garfield is served by the Garfield Public Schools and two Main Line rail stations, with St. Joseph's University Medical Center just across the river in Paterson. Because value-priced Garfield homes - especially two-families - can move quickly, call 888-327-6555 for a same-week showing or to be alerted the moment a home hits the market.

Garfield's mix of single-family, two-family, and multi-family homes means buyers here often weigh a starter house against a two-family that can help carry the mortgage. Knowing which part of the city and which type of home fits your budget and goals before you tour will save real time in an affordable, fast-moving market.

02Explore Communities & Market

Explore Garfield and nearby Bergen communities.

Garfield is a compact, walkable city where the choice is less about distinct neighborhoods and more about proximity to the rail stations, the Belmont Avenue shops, and the type of home you want. The Belmont Avenue corridor is the city's commercial spine, lined with the shops, bakeries, and restaurants that reflect Garfield's Polish and Latino communities. The Plauderville section on the north side gathers around its own Main Line station, while the residential blocks toward the Passaic River and Outwater Lane hold much of the city's two-family and multi-family housing. Compare Garfield with its southwestern-Bergen neighbors below before you choose.

Garfield's character is rooted in industry and immigration. Incorporated as a city in 1917 and named for President James Garfield, the community grew as a mill and manufacturing town on the Passaic River, drawing waves of Polish, Italian, and later Latino families whose churches, bakeries, and businesses still define its streets. The Garfield High School Boilermakers take their name from that industrial heritage. Today Garfield remains one of the most densely populated and diverse communities in Bergen County, and one of the most affordable, with a housing stock built around the two-family home.

Compared with its neighbors, Garfield consistently prices below most of Bergen County while offering two rail stations and quick access to Paterson, Hackensack, and the highways, which is exactly why value-focused buyers cross-shop it. It runs close to Lodi and Wallington on price and housing style, and its deep supply of two-family homes gives buyers an income-property option that pricier towns nearby cannot match. Buyers weigh Garfield against Lodi and Elmwood Park for similar value and against Hasbrouck Heights when they want a step up in price for more single-family housing.

Life, commute, and work-life balance in Garfield.

Garfield draws buyers who want a genuine Bergen County address and a real commute at a price that leaves room in the budget. A resident can walk to the Garfield or Plauderville station for a Main Line train toward Hoboken and Manhattan, catch a bus toward Paterson or the George Washington Bridge, or hop onto Route 21 and Route 80, and still be home for an evening along Belmont Avenue. That combination of two rail stations, highway access, and affordability is what keeps families and investors coming to Garfield.

The work-life balance in Garfield is urban, walkable, and community-oriented. The city's density means shops, schools, houses of worship, and the stations are mostly within a short walk, and Belmont Avenue and the surrounding streets carry the bakeries, delis, and restaurants of a diverse, tight-knit community. For buyers coming from a pricier suburb, the appeal is value and a real neighborhood feel; for those from a big city, it is a more affordable version of walkable, transit-connected living.

The trade-offs are those of a dense, older city. Lots are small and closely built, street parking can be tight in the busiest sections, and much of the housing stock is older and will show its age. Buyers who prioritize value, walkability, transit, and a two-family option accept those trade-offs readily; those who want larger lots or newer construction look to towns farther north. Either way, it is the affordability, the two stations, and the community that keep Garfield in steady demand.

Search Garfield homes by price.

Jump to a price range or property type that fits your search, browse the Garfield area guide, or check current open houses. Every link below is a live page.

Browse Bergen County towns & neighborhoods.

Explore our town-by-town guides near Garfield and across Bergen County. Each guide covers local neighborhoods, schools, commute options, and current listings.

Garfield open houses.

Browse upcoming open houses in Garfield, or register for weekly alerts. Call 888-327-6555 to schedule a private showing any day of the week.

Homes for sale by property type.

Explore every type of home in and around Garfield through our Bergen County property pages: single-family homes, suburban and transit-oriented homes, townhomes and condos, new construction, 55+ active-adult communities, and multi-family investment properties.

Market trends, Early 2026

The Garfield market, by the numbers.

The median list price in Garfield, NJ is currently $400K, about $245 per square foot. Homes here average 22 days on market with roughly 13 active listings. Updated Spring 2026.

Garfield's market is active and value-driven. As one of the most affordable towns in Bergen County with two rail stations, it attracts a steady stream of first-time buyers, families, and investors, and well-priced single-family and two-family homes tend to move quickly, keeping competition healthy across the city.

$400KMedian sale price
$245Median $ / sq ft
22Average DOM
13Homes for sale

Updated Spring 2026

Within Garfield, larger updated and multi-family homes command the highest prices, while smaller condos, older single-family homes, and two-family houses offer the more attainable, and often most competitive, entry points - especially the two-families that let owners offset the mortgage with rental income. Well-priced listings here rarely last long. Call 888-327-6555 for a street-by-street breakdown.

Why buy a home in Garfield.

  1. AffordabilityGarfield offers some of the most attainable prices in Bergen County, a genuine entry point for first-time buyers and value-focused families.
  2. Two rail stationsTwo NJ Transit Main Line stations, Garfield and Plauderville, give residents unusually easy rail access toward Hoboken and Manhattan for a town of its price.
  3. Two-family and multi-family homesA housing stock built around two-family and multi-family houses gives buyers an income-property or multigenerational option that pricier towns lack.
  4. Walkable, diverse communityA dense, walkable city with a rich Polish and Latino heritage, Garfield has a Belmont Avenue business district full of bakeries, delis, and restaurants.
  5. Central accessTwo rail stations, local bus routes, and quick access to Route 21, Route 20, and Route 80 keep Paterson, Hackensack, and the George Washington Bridge close at hand.

Amenities & community overview.

Beyond the numbers, daily life in Garfield centers on the Belmont Avenue corridor, its diverse food and faith communities, and the parks and river that anchor the city.

  • Browse all homes for sale in Garfield or explore the wider Bergen County market.
  • Compare Garfield neighborhoods and home styles before choosing, from attainable options to its premier properties.
  • Weigh your commute: Outwater Lane, Passaic Street, and Route 21 just across the Passaic River, with Route 20 and Route 80 a short drive away, plus garfield is served by two NJ Transit Main Line stations - Garfield and Plauderville - both running toward Secaucus Junction and Hoboken Terminal, with connecting PATH and ferry service to Manhattan, plus local bus routes toward Paterson, Hackensack, and the George Washington Bridge.
  • Explore the Belmont Avenue business district, the Plauderville rail station, and the Passaic River waterfront, with parks, dining, and rail access nearby.
  • Call 888-327-6555 for a live, neighborhood-by-neighborhood market update in Garfield.

Garfield's community life runs on traditions that rarely make it into a listing but define the city: the Polish and Latino bakeries, delis, and restaurants along Belmont Avenue, the churches and festivals that mark the calendar, youth sports at the city parks, and the Passaic River and Saddle River County Park path nearby for walking and recreation. For buyers weighing whether Garfield fits their life rather than just their budget, an afternoon along Belmont Avenue tells the story better than any listing can.

Resources for buyers & sellers.

Local and state government, schools, healthcare, transportation, parks, and financial assistance relevant to Garfield, NJ buyers and sellers, every link verified and described below.

πŸ›οΈGovernment & Local
πŸŽ“Schools & Education
πŸ₯Healthcare & Hospitals
πŸš†Transportation
🌳Parks & Recreation
🏦Mortgage & Financial
β˜… First-time buyers, NJHMFA

First-time home buyer programs near Garfield.

First-time buyer in Garfield or Bergen County, NJ? The New Jersey Dream Homeownership Program from NJHMFA helps eligible buyers with affordable financing, down payment and closing-cost assistance, and homebuyer education. Special options are available for military members, public safety professionals, educators, and healthcare workers.

03Connect for Answers

Frequently asked questions.

What is the average home price in Garfield, NJ?

As of Summer 2026 the median list price in Garfield is about $400K, roughly $245 per square foot, with homes averaging around 22 days on market and about 13 active listings - one of the more affordable and faster-moving markets in Bergen County. Call 888-327-6555 for a street-level update.

Why do buyers move to Garfield?

The top reasons are affordability, transit, and housing options. Garfield offers some of Bergen County's most attainable prices, two Main Line rail stations, and a large share of two-family homes that appeal to first-time buyers, families, and investors.

How are the schools in Garfield, NJ?

Garfield Public Schools is a comprehensive PreK-12 district with several elementary schools, a middle school, and Garfield High School (the Boilermakers), serving the city's roughly 32,000 residents.

How is the commute from Garfield to New York City?

Strong for the price. Garfield has two NJ Transit Main Line stations - Garfield and Plauderville - both running toward Secaucus Junction and Hoboken Terminal with PATH and ferry connections to Manhattan, plus bus routes toward Paterson and the George Washington Bridge and quick access to Route 21 and Route 80.

What are the neighborhoods of Garfield?

Garfield is compact and thinks in terms of areas rather than formal neighborhoods: the Belmont Avenue commercial corridor, the Plauderville section around the northern rail station, and the residential blocks near the Passaic River and Outwater Lane.

What kinds of homes are for sale in Garfield?

A mix of closely built single-family homes, a large share of two-family and multi-family houses, and some condos, on modest urban lots. The two-family homes are a defining feature and a big part of Garfield's appeal to first-time buyers and investors.

How much are property taxes in Garfield, NJ?

Property taxes are based on the city's rate and each home's assessed value. The NJ Division of Taxation resource on this page covers rates, deductions, and appeals - call 888-327-6555 for figures on a specific Garfield home.

Is the Garfield housing market competitive?

Yes. As one of the more affordable towns in Bergen County with two rail stations, Garfield draws steady demand, and well-priced single-family and two-family homes frequently move quickly, so buyers should be pre-approved and ready to act.

Are there two-family or multi-family homes for sale in Garfield?

Yes - Garfield has a deep supply of two-family and multi-family homes, one of its defining features. They appeal to buyers who want rental income to help carry the mortgage or space for extended family, options that many nearby towns cannot match at this price.

What is there to do in Garfield?

Daily life centers on the Belmont Avenue corridor, with its Polish and Latino bakeries, delis, and restaurants, on the city's churches and community festivals, and on the parks and the Passaic River. The Saddle River County Park path and the shopping of Paramus are a short drive away.

Is Garfield a good place to live and invest?

Garfield combines affordability, two rail stations, a walkable and diverse community, and a deep stock of two-family homes with income potential. Results depend on the specific property and timing, but the value and demand fundamentals that drive Garfield are well established.

What towns border Garfield?

Garfield borders Lodi, Saddle Brook, Elmwood Park, and Wallington in Bergen County, and Passaic and Clifton across the Passaic River in Passaic County. Buyers often cross-shop Lodi and Elmwood Park for similar value and Hasbrouck Heights for more single-family housing.

Can Four Point Realty help me buy or sell a home in Garfield?

Yes. Naveen Sharma and the Four Point Realty team help buyers and sellers throughout Garfield and Bergen County with full-service representation and a listing fee starting at 1%*. Call 888-327-6555 or request a free home value estimate to start.

Why choose Four Point Realty for your search.

Buying or selling a home is one of the biggest financial decisions you will make. Four Point Realty is a trusted NJ real estate resource led by Naveen Sharma, offering current listings, strong local market knowledge, and honest insights from the first showing to the closing table. Call 888-327-6555 today.

Naveen Sharma, Broker/Owner, Four Point Realty

Naveen Sharma

Broker / Owner, 20+ years

Ready to buy? Work directly with Naveen, whether you're buying your first home, relocating, investing, or moving up to a larger house, we guide you every step of the way.

Thinking about selling? Our listing fee starts at 1%*, giving homeowners full-service representation while saving thousands in commission.

Listing fee starting at 1%*. Buyer agent compensation is separate and negotiated per transaction. Naveen Sharma is licensed in NJ & GA. Four Point Realty LLC is licensed in NJ, NY & GA.

Connect with our team β†’

Gaurav Sharma

Broker Associate & Team Lead

Broker of Record (NY). Licensed in NJ, NY & GA. Gaurav leads the Four Point Realty agent team and guides clients through pricing, negotiation, and closing, keeping every transaction smooth, transparent, and on schedule. My goal is always to help you make smart decisions by providing market insights, expert negotiation, and personalized guidance.

Gaurav Sharma, Broker Associate and Team Lead at Four Point Realty

Ready to find your Garfield home?

Get instant alerts when new listings match your search, or talk to a broker with 20+ years on Northern New Jersey, across the Hudson from Manhattan.

*Listing commission starting at 1% of the sale price; terms and conditions apply. Contact Four Point Realty for full details. Four Point Realty is licensed in New Jersey, New York and Georgia. Equal Housing Opportunity. Β© Four Point Realty LLC.

Find your Garfield home β†’ Call Get Alerts