01Multi-family homes in Monmouth County, NJ
Monmouth County multi-family homes for sale.
Browse multi-family homes for sale in Monmouth County, New Jersey. Two to four unit properties, duplexes, and small apartment buildings appeal to investors and to house-hackers who want to live in one unit and rent the others. The strongest multi-family inventory is in the shore and downtown markets, including Long Branch, Asbury Park, Neptune, Red Bank, and the bayshore towns of Keansburg and Keyport.
Monmouth's rental demand comes from NYC and regional commuters, shore-season renters, and students and staff tied to Monmouth University and Brookdale Community College. Proximity to the North Jersey Coast Line, the beach, and the downtowns supports steady occupancy, while the Garden State Parkway and Route 35 keep tenants connected. Cap rates and rents vary widely by town and property condition.
Updated June 2026
Search Monmouth County multi-family homes, updated in real time.
Explore the latest multi-family homes for sale in Monmouth County, NJ, updated in real time. Inventory includes two to four unit homes, side-by-side and stacked duplexes, mixed-use buildings with residential above retail, and small apartment buildings, in both shore and inland markets.
Multi-family inventory is concentrated in the shore and downtown rental markets but appears countywide. Because returns hinge on rents, expenses, taxes, and condition, call 888-327-6555 and we will help you review actual and market rents, operating costs, and the numbers before you make an offer.
71 Properties Available In Monmouth
- 1/77 77
7 Beds 5 Baths 983 SqFt$2,999,999New - 1/80 80
8 Beds 4 Baths 1,834 SqFt$1,575,000Active 
3 Beds 1 Bath 1,596 SqFt$799,000Active- 1/55 55
2 Beds 2 Baths 1,500 SqFt$599,000Active 
14 Beds 6 Baths 3,750 SqFt$2,500,000Active- 1/24 24
3 Beds 2 Baths 6,534 Sqft Lot$449,900Active - 1/57 57
5 Beds 4 Baths 2,469 SqFt$1,499,999Price Dropped by $90K - 1/17 17
7 Beds 4 Baths 4,100 SqFt$1,400,000Active - 1/4 4
12 Beds 13 Baths 6,295 SqFt$4,299,000Active - 1/21 21
6 Beds 3 Baths 9,147 Sqft Lot$1,350,000Active - 1/31 31
7 Beds 4 Baths 0.87 Acres Lot$1,250,000Active - 1/49 49
6 Beds 4 Baths 7,405 Sqft Lot$1,325,000Active - 1/44 44
3 Beds 2 Baths 4,791 Sqft Lot$585,000Pending - 1/29 29
4 Beds 3 Baths 2,653 SqFt$720,000Active - 1/12 12
5 Beds 3 Baths 6,534 Sqft Lot$550,000Active - 1/44 44
5 Beds 2 Baths 2,840 SqFt$625,000Price Dropped by $25K - 1/3 3
10 Beds 8 Baths 5,146 SqFt$4,299,000Active - 1/9 9
7 Beds 3 Baths 2,037 SqFt$1,099,999Active - 1/8 8
6 Beds 2 Baths 1,960 SqFt$849,999Active - 1/32 32
12 Beds 9 Baths 5,021 SqFt$2,475,000Active - 1/19 19
10 Beds 4 Baths 3,546 SqFt$1,725,000Active - 1/23 23
4 Beds 2 Baths 2,200 SqFt$750,000Active - 1/14 14
4 Beds 3 Baths 1,896 SqFt$450,000Active - 1/46 46
4 Beds 4 Baths 2,304 SqFt$1,695,000Pending
explore listings in Monmouth
02Explore Communities & Market
Where to buy a multi-family property in Monmouth County.
For multi-family, follow the rental demand. Long Branch, Asbury Park, Neptune, and Red Bank offer the deepest two to four unit and mixed-use inventory, supported by year-round and seasonal tenants, while bayshore towns like Keansburg and Keyport provide lower entry prices. Some investors target shore towns for seasonal-rental income. We help you compare price, rents, and expenses town by town.
Browse Monmouth County towns & neighborhoods.
Explore our town-by-town guides across Monmouth County. Each guide covers local neighborhoods, schools, commute options, and current listings. Browse more towns from any of our Monmouth County property pages.
Monmouth County open houses.
Browse upcoming open houses across the county, or register for weekly alerts. Call 888-327-6555 to schedule a private showing any day of the week.
Homes for sale by property type.
Explore every type of home in Monmouth County: single-family homes, condos and townhomes, new construction, luxury and shore estates, 55+ communities, and multi-family investment properties.
The Monmouth County multi-family market, by the numbers.
Multi-family pricing reflects income as much as size, so a building's rent roll and condition drive value alongside location. The figures below reflect county-wide data across all property types; investment pricing is best evaluated on a per-property basis using actual rents and expenses. Call 888-327-6555 for a cash-flow review on a specific building.
Updated June 2026
Within the county, the highest prices cluster along the coast and in the estate towns such as Rumson, Spring Lake, Deal, and Colts Neck routinely transact above $1 million, while the bayshore and parts of western Monmouth offer more attainable entry points. Call 888-327-6555 for a town-by-town breakdown.
Why buy a home in Monmouth County.
- The Jersey Shore at your doorstepMore than 25 miles of Atlantic and bay shoreline run through the county, from family beaches in Belmar and Manasquan to the boardwalk scenes of Asbury Park and Long Branch and the quiet bayfront of the Atlantic Highlands.
- Rail and ferry access to NYCThe North Jersey Coast Line and SeaStreak's fast ferries from Atlantic Highlands give commuters direct routes to Manhattan, while the Garden State Parkway, Route 9, and Route 18 connect the whole county by car.
- Strong schools and collegesHighly regarded districts in Holmdel, Colts Neck, Marlboro, and Rumson-Fair Haven, the six-school Freehold Regional High School District, and higher education at Monmouth University and Brookdale Community College make the county a magnet for families.
- Top-tier healthcareJersey Shore University Medical Center in Neptune is the region's Level I trauma center, joined by Riverview Medical Center in Red Bank, CentraState Medical Center in Freehold, and Monmouth Medical Center in Long Branch.
- Parks, open space, and historyThe Monmouth County Park System runs more than 40 parks and golf courses, and the county is home to Sandy Hook at the Gateway National Recreation Area and Monmouth Battlefield State Park, site of the 1778 Battle of Monmouth.
Amenities & community overview.
- Browse all homes for sale or explore rentals across Monmouth County.
- Compare shore, suburban, downtown, and bayshore lifestyles before choosing a town.
- Weigh commute options (the North Jersey Coast Line, SeaStreak ferry, the Parkway, and Route 9) against each area.
- Explore the beaches, the Red Bank and Asbury Park downtowns, and the county park system for recreation.
- Call 888-327-6555 for a live, town-specific market update in Monmouth County.
Resources for buyers & sellers.
For investors and house-hackers, the essentials are rents, expenses, taxes, zoning, and code compliance, plus financing. The county, transportation, and financial resources below all apply to Monmouth County NJ.
First-time home buyer programs in Monmouth County.
First-time buyer in Monmouth County, NJ? The New Jersey Dream Homeownership Program from NJHMFA helps eligible buyers with affordable financing, down payment and closing-cost assistance, and homebuyer education. Special options are available for military members, public safety professionals, educators, and healthcare workers.
03Connect for Answers
Frequently asked questions.
Where can I buy multi-family properties in Monmouth County, NJ?
The deepest two to four unit and mixed-use inventory is in Long Branch, Asbury Park, Neptune, and Red Bank, with lower-priced options in bayshore towns like Keansburg and Keyport. These markets have steady year-round and seasonal rental demand. Call 888-327-6555 for current multi-family listings.
What is house hacking and does it work in Monmouth County?
House hacking means buying a two to four unit property, living in one unit, and renting the others to offset your mortgage. It works well in Monmouth's rental-strong shore and downtown towns and can let you buy with owner-occupant financing. We help you find suitable properties and run the numbers.
What cap rate can I expect on Monmouth County multi-family?
Cap rates vary by town, condition, and whether rents are at market, so there is no single number. Shore and downtown buildings often trade at lower cap rates due to demand, while bayshore properties may offer higher yields. We evaluate each building's actual income and expenses with you.
Can I finance a multi-family home as an owner-occupant?
Yes. If you live in one unit of a two to four unit property, you can often use owner-occupant financing with lower down payments than a pure investment loan, and projected rents may help you qualify. Getting pre-approved early is key, and the financial resources on this page can help.
Are seasonal shore rentals a good multi-family strategy here?
They can be. Shore towns generate strong summer rental income, but seasonality means you must budget for off-season vacancy and higher turnover. We help you weigh seasonal versus year-round rental strategies for a specific property and town.
How do property taxes work on multi-family homes in Monmouth County?
Multi-family properties are taxed by the municipality and school district based on assessed value, and taxes are a major operating expense in your cash-flow analysis. Always factor the current bill into your returns, and the NJ Division of Taxation resource on this page covers rates and appeals.
What should I check before buying a multi-family property?
Review actual and market rents, leases, operating expenses, taxes, the certificate of occupancy and any rental registration, zoning and legal unit count, and the condition of major systems. We help you assemble and verify this due diligence before you commit.
Is multi-family demand strong in Monmouth County?
Yes. Demand comes from NYC and regional commuters, shore-season renters, and people tied to Monmouth University and Brookdale Community College, supported by access to the North Jersey Coast Line, the beach, and the downtowns. That demand underpins occupancy in the right locations.
Can I convert or add units to a property in Monmouth County?
It depends on local zoning, which varies by town and is strict in many areas. Adding or legalizing units requires municipal approval, so we help you confirm the legal unit count and what is permitted before you assume any value-add. Never rely on illegal units.
What are the best bayshore towns for affordable investment?
Keansburg, Union Beach, Keyport, and parts of Hazlet and Aberdeen often offer lower entry prices for small multi-family and investment homes, with bayfront access and rail commuting nearby. We help you compare value against rents and condition.
Should I buy mixed-use property in Monmouth County?
Mixed-use buildings with residential above retail appear in downtowns like Red Bank, Asbury Park, and Freehold, and can diversify income, but they carry commercial financing and tenant considerations. See our Monmouth County commercial page or call 888-327-6555 to discuss.
How do I find off-market multi-family deals here?
Many investment sales happen through relationships before they hit the open market. Four Point Realty can keep you informed of off-market and pocket multi-family opportunities that match your criteria. Call 888-327-6555 to tell us what you are looking for.
Can Four Point Realty help me buy or sell a multi-family property in Monmouth County?
Yes. Four Point Realty, led by Naveen Sharma, helps investors and house-hackers buy and sell multi-family properties across Monmouth County, with listings starting at a 1%* fee. Call 888-327-6555 or request a free property valuation to get started.
Why choose Four Point Realty for your search.
Buying or selling a home is one of the biggest financial decisions you will make. Four Point Realty is a trusted NJ real estate resource led by Naveen Sharma, offering current listings, strong local market knowledge, and honest insights from the first showing to the closing table. Call 888-327-6555 today.
Naveen Sharma
Ready to buy? Work directly with Naveen, whether you're buying your first home, relocating, investing, or moving up to a larger house, we guide you every step of the way.
Thinking about selling? Our listing fee starts at 1%*, giving homeowners full-service representation while saving thousands in commission.
Listing fee starting at 1%*. Buyer agent compensation is separate and negotiated per transaction. Naveen Sharma is licensed in NJ & GA. Four Point Realty LLC is licensed in NJ, NY & GA.
Connect with our team βGaurav Sharma
Broker of Record (NY). Licensed in NJ, NY & GA. Gaurav leads the Four Point Realty agent team and guides clients through pricing, negotiation, and closing, keeping every transaction smooth, transparent, and on schedule. My goal is always to help you make smart decisions by providing market insights, expert negotiation, and personalized guidance.
*Listing commission starting at 1% of the sale price; terms and conditions apply. Contact Four Point Realty for full details. Four Point Realty is licensed in New Jersey, New York and Georgia. Equal Housing Opportunity. Β© Four Point Realty LLC.